One Score App & One Card - Credit Card Detailed Review

     One card is a new player in credit card market which provides only one variant of credit card which is an entry level credit card. Initially they provider this One card based on the invite process. For that you need to first download the One score app from the play store and through the app you will get an invite to sign up for the wish list process.

One Score app:

    One score app is basically provides you the credit score from CIBIL and Experian by providing the PAN details and other basic details like name and phone number. Once you provided the details, this app will fetch details from both the credit score companies and provide you the detailed scores. 

    Through this app, you also find an option to apply for a One card and join the wish list. 

One Card - Credit Card:

    Main attractive point to go for this One Card is that, 

1. This card is made up of metal and not the plastic. This is the only entry level card which provides premium metal card.
2. It has No Joining Fee & No Annual Fee. Yes you read it right. This is an another point which stands out this card from other entry level cards provided in India right now.
3. 5X reward points on Top 2 category( Which was not mentioned in their website) and the reward points will credit instantly and never expires.
4. You even get No rewards redemption fee which is cool.

    Once you got approved for this One card, your card will get activated instantly and the digital card will be available for use and that will be available in One Score app itself. One can easily keep track of the spends and the rewards earned using this app which they claimed to be a powerful app to control your credit card.

    Initially the waiting process to get this card is too long and you also get a spin to skip the queue based on the items that you collect from the wheel spin. Now they promised that they increased the approval rate much faster than before.  

    One thing that you check before applying One Card is that it will now only be available in 15 major cities as of now. compared to other entry level cards , this offers only minimal rewards. But considering the LIFE TIME FREE card and made of metal, this can be a backup premium looking entry level card.

    Check out the links below for the Official apps for both Android and IOS. 

• Android App Link    
• IOS App Link